Skip to main content
Monitor your lending and borrowing positions across protocols with real-time health factor tracking and risk assessment. DeFi Orbit tracks lending and borrowing positions on Aave V3 (Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, Avalanche), Morpho (Ethereum, Base), and Kamino (Solana). From your Portfolio Dashboard:
  1. Click the Lending & Borrowing tab above your positions
  2. Your view switches from liquidity pools to lending positions
  3. You can also open the dedicated Lending & Borrowing page from the sidebar

Position Card Overview

Each lending/borrowing position card displays key information about your position on a specific protocol and blockchain.

Position Header

Protocol & Market
  • Protocol logo (e.g., Aave)
  • Protocol name with external link icon
  • Market/blockchain indicator (e.g., Ethereum)
Quick Actions
  • Expand Details - Opens detailed position view
  • Open in [Protocol] - Direct link to manage the position on the protocol

Key Metrics At a Glance

Top Row Summary Metrics

Understanding Current LTV

The LTV Indicator Visual bar showing your current loan-to-value ratio with three zones: Green Zone (Safe)
  • Your debt is well below maximum limits
  • Low liquidation risk
  • Room to borrow more if needed
Yellow/Orange Marker
  • Shows your current LTV position
  • The closer to red, the riskier your position
Red Zone (Danger)
  • Approaching liquidation threshold
  • High risk of liquidation if prices move against you
LTV Tooltip Information: Maximum LTV (e.g., 77.89%)
  • The highest LTV ratio your debt can reach as a percentage of your total collateral
  • This is NOT your liquidation point
  • Warning threshold before liquidation
Liquidation LTV (e.g., 80.54%)
  • The debt-to-collateral ratio at which your position CAN be liquidated
  • If your LTV reaches this level, liquidators can close your position
  • Always maintain LTV well below this threshold

Supplied Assets (Collateral) Table

View all assets you’ve supplied to the lending protocol: Why Supply APY Varies: Different assets have different supply rates based on:
  • Protocol utilization
  • Asset risk profile
  • Market demand for borrowing that asset
Understanding Individual Asset LTV:
  • Higher LTV (e.g., 80%) = Can borrow more against this asset (usually stablecoins or blue chips)
  • Lower LTV (e.g., 65%) = Can borrow less (riskier or more volatile assets)

Borrowed Assets (Debt) Table

View all assets you’ve borrowed from the protocol: Why Borrow APY Varies: Borrow rates change based on:
  • Protocol utilization (more borrowing = higher rates)
  • Asset volatility
  • Market demand
Understanding Liquidation Price:
  • If the borrowed asset’s price reaches this level, you’re at risk of liquidation
  • Monitor this closely for volatile assets
  • Multiple borrowed assets = multiple liquidation prices to track

Health Factor Alerts

You don’t have to watch your health factor manually. From Notification Settings, you can enable alerts per wallet:
  • Custom threshold - Get alerted when a wallet’s health factor drops below (or rises above) a level you choose (default 1.5)
  • Delivery channels - Telegram, Email, or Discord webhook, plus the in-app notification bell
  • Snooze - Temporarily pause alerts while you’re actively managing a position
Set up your channels once, and DeFi Orbit will warn you before liquidation risk becomes critical.