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at_risk means the health factor is below 1.5. Summary calls are the cheap check. Bundles add calculations. List, bundle, and batch calls charge pagination.total on every page. See Credits.

Aave V3

1

Check every chain

Get Aave V3 Summary returns chain ids and an at_risk flag. Optional market_id is main, lido, or horizon.
2

List raw positions

Get Aave V3 Position is the lighter read, without full calculations (3 credits per matching wallet/chain result).
3

Load calculations

List Aave V3 Positions is the bundle: live positions plus health factor, interest, LTV, and APY (15 credits per matching wallet/chain result). target_health_factor defaults to 1.5.Risk and yield for one chain are Get Position Risk and Get Position Yield. The chain id is in the path.

Morpho

Get Morpho Summary is at risk when any isolated market is below 1.5. Get Position Risk and Get Position Yield require market_id. Events and snapshots can omit it. Each event names its market.

Kamino

Get Kamino Summary takes a Solana wallet. List Kamino Positions returns obligations with calculations, including health factor, APY, and projections. Use it to discover an obligation address. Get Kamino Bundle returns the same item shape. Events, snapshots, risk, and yield need the obligation address in the path plus wallet and market_address.