> ## Documentation Index
> Fetch the complete documentation index at: https://docs.defiorbit.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Lending & Borrowing Cards (Dashboard)

> Monitor your lending and borrowing positions across protocols with real-time health factor tracking and risk assessment.

Monitor your lending and borrowing positions across protocols with real-time health factor tracking and risk assessment.

![](https://framerusercontent.com/images/yUZVXmVG0G7EHmmQBUkWH7FD31Y.png?width=2364\&height=1450)

DeFi Orbit tracks lending and borrowing positions on **Aave V3** (Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, Avalanche), **Morpho** (Ethereum, Base), and **Kamino** (Solana).

From your Portfolio Dashboard:

1. Click the **Lending & Borrowing** tab above your positions
2. Your view switches from liquidity pools to lending positions
3. You can also open the dedicated **Lending & Borrowing** page from the sidebar

## Position Card Overview

Each lending/borrowing position card displays key information about your position on a specific protocol and blockchain.

### Position Header

**Protocol & Market**

* Protocol logo (e.g., Aave)
* Protocol name with external link icon
* Market/blockchain indicator (e.g., Ethereum)

**Quick Actions**

* **Expand Details** - Opens detailed position view
* **Open in \[Protocol]** - Direct link to manage the position on the protocol

### Key Metrics At a Glance

| **Value / Metric** | **Description** |
| - | - |
| **Protocol** | Protocol where your collateral is supplied. |
| **Market** | Your protocol's market |
| **Health Factor** | Your liquidation risk indicator |
| **Net Worth** | Total value of supplied assets minus debt |
| **Wallet** | Which connected wallet holds this position |

### Top Row Summary Metrics

| Metric | **Description** |
| - | - |
| **Total Collateral** | Total USD value of all assets you've supplied |
| **Total Debt** | Total USD value of all assets you've borrowed |
| **Current LTV** | Your current loan-to-value ratio with visual indicator |
| **Safe Borrow Available** | How much more you can safely borrow |
| **Daily Net Interest** | Your net interest paid or earned per day |

## Understanding Current LTV

**The LTV Indicator** Visual bar showing your current loan-to-value ratio with three zones:

**Green Zone (Safe)**

* Your debt is well below maximum limits
* Low liquidation risk
* Room to borrow more if needed

**Yellow/Orange Marker**

* Shows your current LTV position
* The closer to red, the riskier your position

**Red Zone (Danger)**

* Approaching liquidation threshold
* High risk of liquidation if prices move against you

**LTV Tooltip Information:**

**Maximum LTV** (e.g., 77.89%)

* The highest LTV ratio your debt can reach as a percentage of your total collateral
* This is NOT your liquidation point
* Warning threshold before liquidation

**Liquidation LTV** (e.g., 80.54%)

* The debt-to-collateral ratio at which your position CAN be liquidated
* If your LTV reaches this level, liquidators can close your position
* Always maintain LTV well below this threshold

## Supplied Assets (Collateral) Table

View all assets you've supplied to the lending protocol:

| **Column** | **Description** |
| - | - |
| **Supplied** | Which token you've deposited as collateral |
| **Balance** | Token amount + USD value you've supplied |
| **Supply APY** | Annual percentage yield you're earning on this asset |
| **Max LTV** | Loan-to-value ratio for this specific asset (how much you can borrow against it) |

**Why Supply APY Varies:** Different assets have different supply rates based on:

* Protocol utilization
* Asset risk profile
* Market demand for borrowing that asset

**Understanding Individual Asset LTV:**

* Higher LTV (e.g., 80%) = Can borrow more against this asset (usually stablecoins or blue chips)
* Lower LTV (e.g., 65%) = Can borrow less (riskier or more volatile assets)

## Borrowed Assets (Debt) Table

View all assets you've borrowed from the protocol:

| **Column** | **Description** |
| - | - |
| **Borrowed** | Which token you've borrowed |
| **Balance** | Token amount + USD value of your debt |
| **Borrow APY** | Annual interest rate you're paying on this loan |
| **Liquidation Price** | USD price per token at which your Health Factor would reach 1.0 |

**Why Borrow APY Varies:** Borrow rates change based on:

* Protocol utilization (more borrowing = higher rates)
* Asset volatility
* Market demand

**Understanding Liquidation Price:**

* If the borrowed asset's price reaches this level, you're at risk of liquidation
* Monitor this closely for volatile assets
* Multiple borrowed assets = multiple liquidation prices to track

## Health Factor Alerts

You don't have to watch your health factor manually. From **Notification Settings**, you can enable alerts per wallet:

* **Custom threshold** - Get alerted when a wallet's health factor drops below (or rises above) a level you choose (default 1.5)
* **Delivery channels** - Telegram, Email, or Discord webhook, plus the in-app notification bell
* **Snooze** - Temporarily pause alerts while you're actively managing a position

Set up your channels once, and DeFi Orbit will warn you before liquidation risk becomes critical.


This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.